About ASB Car Insurance in New Zealand
Auckland Savings Bank, colloquially known as ASB, provides great insurance products for New Zealand residents. As one of the pioneers when it comes to insurance policy in the country, going all the way back to 1847, they provide some of the most comprehensive protection while keeping the price affordable.
ASB Insurance provides all sorts of cover, not just with car insurance but also travel, life, home or contents insurance. Best part is that you can bundle them with your car insurance quotes, giving you a higher discount when you bundle multiple services.
ASB car insurance policies are a good and reliable way to get your new car protected from other vehicles and different scenarios. If you want to see how they stack up against other insurance providers, you can compare ASB car insurance quotes with other leading providers like ANZ, AA Insurance, and even TradeMe Car Insurance.
Compare ASB Car Insurance Quotes with other providers in NZ today!
Why choose ASB Car Insurance?
ASB Insurance has a wide range of car insurance policies that suit residents with different budgets. Nearly all of them come with some good benefits, especially when you choose to avail of the package discount.
Aside from the basic benefits, you can get additional benefits like roadside rescue, which starts at five call-outs at $40 per year. Paying for your premiums monthly or fortnightly, you only need to pay a maximum of $4 a year for premiums.
But if you want to see how their car insurance policy stacks up with great benefits from other providers, you can compare ASB vehicle insurance using our free tool here at glimp.
Get Higher Discounts on your ASB Car Insurance Quote
ASB Insurance in NZ made sure that their car insurance policies can also help with a limited budget while still being beneficial for your vehicle. If you drive well and avoid any altercations with other vehicles, you can avoid making any claims, letting you score higher discounts of up to 65%.
People who are over 55 years old can also get higher discounts on ASB’s insurance policies. Lastly, if you exclude drivers under 25 years old, you can lower your insurance premiums.
ASB Roadside Assistance
ASB Car Insurance policies give you the option to add roadside rescue to your policy. This is a 24/7 service in the event you encounter any flat tyres, a damaged battery, or a sudden breakdown while you’re driving anywhere in NZ.
They also cover incidents such as locking yourself out of the car or suddenly running out of gas as you’re heading home. You are entitled up to five call-outs a year, which can be handy in case you need your transport home and you end up in an unwanted situation.
Types of ASB Car Insurance in NZ
Comprehensive Insurance
A comprehensive cover is the best type of car insurance for covering the widest range of scenarios. ASB’s comprehensive car insurance policy covers everything from legal liability, accidental loss or damage to your vehicle by another car, and even fire and theft cover. If you don’t mind paying more for your car insurance in exchange for peace of mind, then comprehensive protection is the best for you.
Third-Party, Fire and Theft Car Insurance
If you need just a little bit more cover than a standard third party policy, then you can opt for third-party, fire and theft cover from ASB Insurance. It has the same benefits as third-party car insurance but it extends coverage to include damage or loss from fire and theft. Consider this policy over basic cover if you want a good middle ground between comprehensive protection and third party insurance.
Third-Party Policy
If you need something on a budget, then basic car insurance such as ASB’s third party insurance should be sufficient for you. This policy covers legal liability and will pay for any accidental damage you do to someone else’s car. You can also get cover for your car for up to $3,000 if it’s damaged by an uninsured driver.
FAQS about ASB Insurance
Yes, ASB’s vehicle insurance policies cover drivers under 25 years old. Just note that it does lead to higher premiums for the sum insured.
ASB can insure motorcycles, caravans, and even boats if you want. Just note that the sum insured, costs, and other benefits will vary depending on the policy.
Aside from cars, ASB insurance also offers home or contents insurance as well as travel, health, business, life, income, and even loans. You can even get a package discount when you have two or more insurance policies from ASB, making them a great, one-stop-shop insurance provider.
IAG New Zealand Limited underwrites ASB general insurances. They’re a trusted and award-winning insurance provider in NZ based on their excellent financial performance in the field.
