Mechanical Breakdown Insurance in NZ
Mechanical Breakdown Insurance (MBI) can be a handy policy that saves you a huge amount of money in case your car goes through a mechanical failure.
MBI covers a reasonable cost to repair mechanical or electrical parts that were damaged from unseen breakdowns, unless the parts are explicitly excluded in the policy documents.
Mechanical breakdown insurance can also add allowances for towing and car hire services, depending on the benefits provided by your chosen company. However, one important thing to take note is that mechanical breakdown insurance doesn’t cover damage from car accidents.
Many car insurance companies offer this type of auto insurance mainly to attract owners driving old or pre-loved cars. You can save more on repairs and other system malfunctions when you purchase a car breakdown insurance.
Find the right provider for you when you compare mechanical breakdown insurance quotes here at glimp!
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Sometimes, your car insurance coverage doesn’t protect you from damages that happen as soon as your warranty expires. Here at glimp, we’re committed to helping you find the best mechanical breakdown insurance in NZ, so you stay safe and well-protected with anything that could happen on the road.
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It only takes a couple of minutes to find the right mechanical breakdown insurance for your car. Whether you’re a skilled or a novice driver, it’s still safe to know that you’re covered whatever happens on the road. Make every penny count by finding the right car breakdown insurance for you.
Mechanical Breakdown Insurance FAQs
There are several auto companies that offer mechanical breakdown services for both brand new and pre-loved cars. If you’re interested in getting your car covered, Autosure NZ provides an easy and hassle-free car claim if you ever suffer from a major system malfunction.
You can also compare car companies here at glimp for other insurance options and services.
Coverage differs depending on your chosen provider. But mostly, your mechanical breakdown insurance should cover repairs for: engine or drivetrain, electrical components, transmission, steering, air conditioning, fuel system, brakes, and exhaust.
Car dealers usually offer an extended warranty on top of the price of the vehicle. It's a written promise that the manufacturer will repair your vehicle when you need it. While you can get payment in case of damage or accident, receiving claims are possible under certain circumstances only, depending on your policy.
Breakdown insurance, however, covers parts including systems of your car which aren’t covered in an extended warranty.
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