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Compare Car Loan Rates and Find the Best Car Financing in NZ

Get the Best Car Finance NZ by Comparing with Glimp!

car loans providers nz

While it is possible to buy a new vehicle with sufficient savings, most people use car loans to get their next vehicle or even to buy a used car in New Zealand.

With car loans, you essentially buy a new car by borrowing money from banks, finance companies, and car dealerships. The tradeoff is that you’ll have to repay the money owed along with the interest rates incurred on the car loan in exchange for getting the car outright, as soon as possible.

But before you apply for any personal loans for your car purchase, you may want to look at all your car financing options in NZ. To save you time and effort, you can use glimp’s car loans calculator and find the best car finance in NZ to get your next car with the best loan terms for you.

Compare Car Loan Providers in NZ

There’s multiple car or vehicle loan providers in NZ, all of them seemingly offering competitive rates and fees. Finding which car loan provider can be quite difficult and time-consuming. To help with this, glimp can help you decide by comparing the best car loan providers like MTF Finance, AA, Westpac, ASB, Kiwibank, and more.

How does Car Loan Comparison Work

Our car loan comparison tool is very easy to use, making it a very convenient place for car loan comparison. It’s easy, quick, and you’ll get all the information you need to make a decision.

Quick and easy to use

Glimp’s personal loans comparison is quick and easy to use, allowing you to get your next vehicle right away. Here, we compare car loans from all the top providers including banks, finance companies, and car dealerships, placing them side by side so you can compare the different fees and rates in just one page.

Get the Best Car Finance NZ in a Convenient Manner!

Finding the perfect car loan is a walk in the park with glimp. Whether you’re looking for the cheapest car finance, the one with the lowest early repayment fees, or the car finance with the lowest interest rates, we’ll help you find it for free!

Get your Tailored Results

Enter some details about yourself such as the loan amount you want to borrow, your preferred repayment schedule, monthly income, and your desired loan term, and we’ll bring up only the car loans and deals that suit these requirements.

Our Comparison Tool is 100% Free to Use!

Our quality comparison service is 100% free to use, helping Kiwis get access to the needed car loan to pay for a new or used car. It’s 100% free to use, so you can maximise your savings while getting a great car finance in NZ.

FAQs about Car Finance in NZ

Car loans can be quite complicated, so we’ve gathered some of the most commonly asked questions you might have about a vehicle loan here.

What is the Difference Between Secured Car Loans and Unsecured Car Loans?

When it comes to secured loans, these require collateral such as a house or in the case of a secured car loan, the car itself as a security guarantee in case the borrower is unable to pay back the car loan. It’s a little daunting, but it does allow users to get lower interest rates on their loan.

An unsecured car loan does not require such guarantee but in this case, they may be a bit more strict with their lending criteria, commanding higher interest rates than a secured loan.

Why are Car Loans more expensive compared to other Personal loans?

Car loans are much more expensive because cars depreciate in value faster than most other assets every day. So for example, if someone cannot pay back a secured loan, the lender can take the car as security, but given the rate of depreciation, the lender still takes a loss. As a result, lenders offer high interest rates to compensate.

Can I pay off the owing balance early?

Yes, but you’ll want to check with your car loan provider first. Some providers may charge fees for early repayments than what is stipulated in the loan contract. This early repayment fee might not be applicable for all lenders however.

How do I apply for Car Financing?

To apply for a car loan, you first need to prove your identity by presenting documentation, often in the form of a passport or a driver’s licence. After that, you also need to provide your car details like dealer info, engine number, and registration.

After that, it might vary. Unsecured loan lenders may ask for credit history and copies of bank statements. Also, remember to have your car insurance to cover any damages and legal liability you might encounter while driving your new vehicle.

Why Compare Car Loans with Glimp?

We save you time & money

We’ll save you time and money by finding you the best car finance in NZ as easily and as quickly as possible.

Best place to compare car loans

Thousands of Kiwis have trusted us with their decisions regarding their utilities in NZ. You can trust us with your car loans in NZ as well.

Compare Car Finance NZ for Free

Using glimp is 100% free! Whether you simply want to compare information or get a better car loan, you don’t have to pay us anything.

They talk about us

We’ve been featured by various news outlets like stuff, NZherald, Solarcity, Truenet, nbr, and many more.

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"I found glimp really useful when deciding which ISP to sign up with. Because of the clear comparison charts provided by glimp, we were able to choose the best company with the best deal and service for us. I highly recommend glimp to anyone who wants an easy way to compare internet service providers before making a decision on which to sign up with."

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Selena Hoani , 2024-10-16

Filomena had amazing customer service! She was very polite and respectful. She also was great at listening to my needs and offering solutions with options that had great savings. I would give her 10 stars if that was an option. If I decide to go ahead I would choose to go have her help me again. I have not had the best experience in the past with customer service reps so I would like to thank her for making this experience a good one. Kind Regards, Selena

bree Bree , 2024-10-25

Was an amazing ecperience to finally take a leap for change with the best offer. Excellent customer service provided and the most amazing help in detail and understanding. Very grateful for the persistence and patience. Thank you kindly

Victor Mokaraka , 2024-11-01

Philomena was efficient, patient and helpful. She had good data at hand to provide me with comparisons between what was offered and my current costs. She did a good job

Shelley Bruce , 2024-10-14

Thanks for the call and check in. You recommended I stay with my current provider as the rates were top notch. I'll touch base again in the next 12-18 months, you made it super easy. Great friendly and confident salesperson.

Charlotte Britton , 2024-07-24

Very clear and concise information. Great price comparison for saving money on our monthly bills! Thanks Issac and Glimp! I can't wait to pass these savings on to my hard working family Adding onto my review as I think this is totally unacceptable to have people call you about switching companies and you agree to change and go through the process with Glimp and then get phone calls from supposed companies BEFORE you even get the email offer from supposed companies.

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