Compare Car Insurance Policies
Compare car insurance policies and get the best deals across NZ’s leading providers, including exclusive deals for glimp customers!
Our service is completely FREE.
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We’ve found 19 policies, based on your filters.
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FIRST MONTH FREE - * up to $100
Comprehensive
Liability:
$20 million
Loss Damage:
Yes
Fire & Theft:
Yes
Transport Home:
up to $1000
Towing:
Yes
Vehicle Hire:
Extra
Glass Repair:
Extra
Breakdown Service:
Extra
EV Insurance:
Yes
Online Quote:
Yes
Select Deal
AA Member Discounts
Third Party Fire and Theft
Liability:
$20 million
Loss Damage:
No
Fire & Theft:
Yes
Transport Home:
No
Towing:
No
Vehicle Hire:
No
Glass Repair:
Extra for no excess
Breakdown Service:
No
EV Insurance:
Yes
Online Quote:
Yes
Select Deal
AA Member Discounts
Third Party
Liability:
$20 million
Loss Damage:
No
Fire & Theft:
No
Transport Home:
No
Towing:
No
Vehicle Hire:
No
Glass Repair:
No
Breakdown Service:
No
EV Insurance:
Yes
Online Quote:
Yes
Select Deal
Save with multi-policy discounts
Comprehensive
Liability:
$20 million
Loss Damage:
Yes
Fire & Theft:
Yes
Transport Home:
Yes
Towing:
Yes
Vehicle Hire:
Yes - Optional
Glass Repair:
Yes - Optional
Breakdown Service:
Optional-Extra
EV Insurance:
No
Online Quote:
Yes
Select Deal
Save with multi-policy discounts
Third Party Fire and Theft
Liability:
$20 million
Loss Damage:
No
Fire & Theft:
Yes
Transport Home:
No
Towing:
Yes
Vehicle Hire:
No
Glass Repair:
No
Breakdown Service:
Optional-Extra
EV Insurance:
No
Online Quote:
Yes
Select Deal
Save with multi-policy discounts
Third Party
Liability:
$20 million
Loss Damage:
No
Fire & Theft:
No
Transport Home:
No
Towing:
Yes
Vehicle Hire:
No
Glass Repair:
No
Breakdown Service:
Optional-Extra
EV Insurance:
No
Online Quote:
Yes
Select Deal
AMP comprehensive insurance keeps you and your vehicle protected.
Comprehensive
Liability:
$20 million
Loss Damage:
Yes
Fire & Theft:
Yes
Transport Home:
Yes
Towing:
Yes
Vehicle Hire:
Yes
Glass Repair:
Yes
Breakdown Service:
Optional extras
EV Insurance:
Yes
Online Quote:
Yes
Select Deal
Third Party Fire and Theft
Liability:
$20 million
Loss Damage:
No
Fire & Theft:
Yes
Transport Home:
Yes
Towing:
Yes
Vehicle Hire:
Yes
Glass Repair:
Optional extras
Breakdown Service:
No
EV Insurance:
Yes
Online Quote:
Yes
Select Deal
Third Party
Liability:
$20 million
Loss Damage:
No
Fire & Theft:
No
Transport Home:
Yes
Towing:
No
Vehicle Hire:
No
Glass Repair:
Optional extras
Breakdown Service:
No
EV Insurance:
Yes
Online Quote:
Yes
Select Deal
Sign up with Assurant today and receive up to $30 off your annual premium.
Comprehensive
Liability:
$10 million
Loss Damage:
Yes
Fire & Theft:
Yes
Transport Home:
Yes
Towing:
Up to $1,000
Vehicle Hire:
Up to $500
Glass Repair:
Extra
Breakdown Service:
Extra
EV Insurance:
No
Online Quote:
Yes
Select Deal
Sign up with Assurant today and receive up to $30 off your annual premium.
Third Party Fire and Theft
Liability:
$10 million
Loss Damage:
Yes
Fire & Theft:
Yes
Transport Home:
No
Towing:
No
Vehicle Hire:
No
Glass Repair:
No
Breakdown Service:
No
EV Insurance:
No
Online Quote:
Yes
Select Deal
Sign up with Assurant today and receive up to $30 off your annual premium.
Third Party
Liability:
$10 million
Loss Damage:
Yes
Fire & Theft:
No
Transport Home:
No
Towing:
No
Vehicle Hire:
No
Glass Repair:
No
Breakdown Service:
No
EV Insurance:
No
Online Quote:
Yes
Select Deal
Save up to $50 when you buy insurance online. Voted Canstar's most satisfied customers award.
Comprehensive
Liability:
$20 million
Loss Damage:
Yes
Fire & Theft:
Yes
Transport Home:
Yes
Towing:
Yes
Vehicle Hire:
Extra
Glass Repair:
Extra
Breakdown Service:
Extra
EV Insurance:
No
Online Quote:
Yes
Select Deal
Save up to $50 when you buy insurance online. Voted Canstar's most satisfied customers award.
Third Party Fire and Theft
Liability:
$20 million
Loss Damage:
Yes
Fire & Theft:
Yes
Transport Home:
No
Towing:
Yes
Vehicle Hire:
No
Glass Repair:
Extra
Breakdown Service:
Extra
EV Insurance:
No
Online Quote:
Yes
Select Deal
Save up to $50 when you buy insurance online. Voted Canstar's most satisfied customers award.
Third Party
Liability:
$20 million
Loss Damage:
No
Fire & Theft:
No
Transport Home:
No
Towing:
Yes
Vehicle Hire:
No
Glass Repair:
Extra
Breakdown Service:
Extra
EV Insurance:
No
Online Quote:
Yes
Select Deal
15% on premiums for Trademe Members
Comprehensive
Liability:
$20 million
Loss Damage:
Yes
Fire & Theft:
Yes - Agreed Value
Transport Home:
$500
Towing:
Yes
Vehicle Hire:
$1,000
Glass Repair:
Extra
Breakdown Service:
Optional
EV Insurance:
No
Online Quote:
Yes
Select Deal
15% on premiums for Trademe Members
Third Party Fire and Theft
Liability:
$20 million
Loss Damage:
No
Fire & Theft:
Yes - Market Value
Transport Home:
No
Towing:
Yes
Vehicle Hire:
$750
Glass Repair:
Extra
Breakdown Service:
Optional
EV Insurance:
No
Online Quote:
Yes
Select Deal
AA Member Discounts
Comprehensive
Liability:
$20 million
Loss Damage:
Yes
Fire & Theft:
No
Transport Home:
Yes
Towing:
Yes
Vehicle Hire:
Extra
Glass Repair:
Extra for no excess
Breakdown Service:
Yes
EV Insurance:
Yes
Online Quote:
Yes
Select Deal
15% on premiums for Trademe Members
Third Party
Liability:
$20 million
Loss Damage:
No
Fire & Theft:
No
Transport Home:
No
Towing:
No
Vehicle Hire:
No
Glass Repair:
No
Breakdown Service:
Optional
EV Insurance:
No
Online Quote:
Yes
What is the Best Car Insurance in NZ | Comprehensive Insurance or Third-party Car Insurance
To compare car insurance in NZ in order to find the best insurance cover, you need to account for different factors like your vehicle, your budget, and driver’s age. Fortunately, glimp lets you compare all available deals side by side, allowing you to see all the latest car insurance quotes online. Use the NZ car insurance calculator to compare all available deals from multiple car insurers in New Zealand.
As for the types of car insurance policies you can get, here is a brief overview so you can compare policies easier.
Comprehensive Car Insurance
Comprehensive car insurance provides the most coverage out of all insurance types, meaning its premium payments can be quite expensive. It covers damage you inflict to another person’s vehicle in the event of a car accident as well as damage to your own vehicle. Some providers also offer optional benefits with this such as windshield protection.
Third Party Insurance
Third Party Insurance is a budget insurance option that covers legal liability in the event you end up in a car accident. Its limited cover pays out to others if you are found at fault but it will not cover damage to your own car. However, it does result in a lower premium when compared to comprehensive insurance.
Third Party, Fire and Theft
If you want a bit more cover without the high insurance premiums of comprehensive car insurance, you can get a third party, fire and theft cover for your own car. It pays for legal liability in the event you damage someone else’s car or property and it also covers damage from fire and in the event your own vehicle is stolen.
What are my Responsibilities as a Driver?
As stated in your policy document, your car insurance serves as a contract between you and your car insurance provider. In addition to paying your insurance premiums, there are also obligations you need to fulfil in order to keep your insurance cover.
Keep your car secure
While your car insurance can protect your own vehicle in the event of something unexpected, you are still expected to keep your car well-maintained and cared for. You should still take precautions like locking it in a garage and keeping it safe.
Notify your provider in case your circumstances change
Did you move to a new address? Did you lose your licence? Did you make any modifications to your own vehicle? In case anything changes regarding your circumstances, you need to inform your car insurance provider. It’s your duty as a resident under New Zealand law to disclose these changes to insurers.
Keep your car in a roadworthy condition
It’s your responsibility to keep your car up to Warrant of Fitness (WOF) standards, even in-between WOF tests. This is an additional step in order to ensure your general safety. As such, it’s up to you to ensure your car goes through its routine tire rotations, oil changes, and other preventive maintenance procedures.
What is Agreed Value vs. Market Value?
Agreed Value
When they say agreed value, this refers to a sum agreed upon by you and your car insurance provider. Most of the time, this is usually higher than what your car was worth at the market at the time. As a result, you can expect to pay higher insurance premiums.
People choose to go with this as it provides some certainty that they’ll get enough money in the event of a total loss of the vehicle. It provides some flexibility that you can use in other situations like when you still have a car loan or any other finance option on your new car.
Market Value
On the other hand, market value is the term for what your car costs in the open market at the time you file your claim. This doesn’t necessarily refer to the trade-in value of your vehicle nor what another buyer would pay for it. Car insurers determine market value based on factors such as the condition of the vehicle, its make and model, and even its age.
There’s a degree of uncertainty with market value insurance however, since the amount you get is up to your car insurer’s estimates. It does result in a lower premium though.
Compare Insurance in NZ
Regardless if you choose to go with market value or agreed value, you can easily browse our selection of deals and compare car insurance in NZ from different providers. Use a dedicated car insurance calculator to give you an accurate estimate for your insurance premiums and benefits.
About glimp
glimp is a comparison website for utilities such as broadband, power and gas. glimp has helped thousands of New Zealanders find great deals on their utilities since January 2016. The glimp.co.nz comparison and switching service is designed to help you save time and money by finding you the best deals from participating providers, and at the best prices.
glimp strives to ensure the information on its website is accurate and up to date, but it may exclude special offers from providers. The information is not an endorsement or advice. Before choosing a provider, you must satisfy yourself as to its suitability for your situation. Terms apply.
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Jordan was patient, pleasant and took the time to answer all of my questions. She made sure that I understood all the steps and was clear and concise in her replies. Jordan first verified that I was the person paying the bills and ascertained that my husband had already expressed a change to Pulse but wanted to speak with me first. As we are both older, we appreciate that Jordan had taken the time to ensure that we understood the importance of a smart meter as there are two dwellings on this meter.
Filomena had amazing customer service! She was very polite and respectful. She also was great at listening to my needs and offering solutions with options that had great savings. I would give her 10 stars if that was an option. If I decide to go ahead I would choose to go have her help me again. I have not had the best experience in the past with customer service reps so I would like to thank her for making this experience a good one. Kind Regards, Selena
Very clear and concise information. Great price comparison for saving money on our monthly bills! Thanks Issac and Glimp! I can't wait to pass these savings on to my hard working family Adding onto my review as I think this is totally unacceptable to have people call you about switching companies and you agree to change and go through the process with Glimp and then get phone calls from supposed companies BEFORE you even get the email offer from supposed companies.
Awesome to deal and easy to get a hold of. The representative was very friendly and outlined every single detail in an precise and concise manner. Things did not take long at all and I'm very happy with the deal I got.
Thanks Josh. A good savings for me and my family. That’s $30 a month saved and you were patient with me with all my questions. As a suggestion…. Please speak more slowly as I was a bit hard to understand at it E other than that…. Thank you
