Payment options depend on the seller’s preferences, and can vary from cash to NZ bank transfer, and electronic funds transfer with Afterpay.
If you really like the item and want to secure it, then it’s best to ‘Buy it Now.’ You can bid for a lower price, but your chances of winning the item will depend on the seller’s preferences
A reserve price is the seller’s minimum amount for the item and, therefore, prevents bidders from offering a lower price.
In Trade Me, when you see a description of ‘No reserve’, this means the seller is open for a lower price. On the other hand, if you see a ‘Reserve met’ this indicates that the minimum price has been fixed and you can’t offer a lower price.
Check feedback on the seller. This can indicate whether or not the seller has a good reputation. You can also check other items that they sell to give you a background on how they set prices based on the scope of all the products they sell.