Unsecured Personal Loans NZ

If you have a stable income with no adverse credit history, then applying for unsecured personal loans should be pretty easy. The amount you can borrow under this type of loan is generally lower but the interest rate is charged higher.

The great thing about unsecured personal loans is it doesn’t require any collateral or security before you can borrow! Not having to put your car or house on the line can give peace of mind, knowing you won’t be in danger of losing your property. Consequently, this also means that unsecured personal loans have stricter requirements compared to other loan types.

Personal Loan Calculator

Compare unsecured personal loan providers with glimp!

The best thing about unsecured personal loans is that you can use them for just about anything you need. They are a convenient way of boosting your funds if you need to buy a car, make adjustments to your property, or use them for your family expenses. Here at glimp, we help make this process a lot easier with the help of our comparison tool! Give it a try and score the best finds in New Zealand!

Compare unsecured personal loan providers with glimp

Search at the right place and shop around for the best options here at glimp. Comparing providers can help you find a policy that matches your terms rather than something that just pops out as the first option.

Our comparison tool narrows down the list of providers and deals currently available in NZ, letting you browse through and compare without having to fiddle through different websites every so often.

Simply provide us a few details about your needs and let our tool tailor your search results, saving you lots of your valuable time. Try it out today and get a good deal when you apply for unsecured personal loans in NZ!

Why Compare with glimp?

We save you time & money

Easily compare and find a good unsecured personal loan in NZ. See rates, benefits, and other features side by side without the added hassle.

Best place to compare unsecured personal loans

Thousands of Kiwis have already purchased unsecured personal loans that match their needs. Use our comparison service so we can help you find one as well!

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Unsecured personal loans FAQ

Got questions on how unsecured loans comparison works? Try checking out the FAQ below and see if it has been answered before.

What are the requirements to get an unsecured loan?

Aside from your income and your credit history, your lender also evaluates how much you want to borrow, how stable your employment is, and other variables before granting you a loan. What’s more is you can have your personal loan approved on the same day. Unsecured personal loans don’t require assets for approval — simple and easy for Kiwi applicants everywhere.

What can I use my personal loans for?

You can use a personal loan for almost anything! For most people, personal loans are usually used to finance new vehicle purchases, holidays, renovations, events, tuition fees, and even debt consolidation.

Is it possible to pay off the loan early?

Yes. Some lenders allow early repayment without penalty. Otherwise, some lenders charge an early repayment fee if you do so.

Are there any reasons for my application to get turned down?

Lenders usually turn down borrowers who are determined to be a liability. Often, this is observed from late payments to prior creditors, skipped payments, or even defaulted loans. Always take care of your financial affairs prior to your application to boost your chances of getting approved.

Bruce Thornley , 2024-12-10

Jordan was patient, pleasant and took the time to answer all of my questions. She made sure that I understood all the steps and was clear and concise in her replies. Jordan first verified that I was the person paying the bills and ascertained that my husband had already expressed a change to Pulse but wanted to speak with me first. As we are both older, we appreciate that Jordan had taken the time to ensure that we understood the importance of a smart meter as there are two dwellings on this meter.

Selena Hoani , 2024-10-16

Filomena had amazing customer service! She was very polite and respectful. She also was great at listening to my needs and offering solutions with options that had great savings. I would give her 10 stars if that was an option. If I decide to go ahead I would choose to go have her help me again. I have not had the best experience in the past with customer service reps so I would like to thank her for making this experience a good one. Kind Regards, Selena

Sandra Aikin , 2024-11-26

My discussion with Tyron Kumar went very well. He was very patient and polite with my lack of knowledge of GBs etc. On the basis of our conversation I felt confident enough to change to 2 degrees immediately. I didn't give five stars because the sound was poor. It seemed as if there was a constant noise in the background and Tyron's voice had a slight echo as well.

Shelley Bruce , 2024-10-14

Thanks for the call and check in. You recommended I stay with my current provider as the rates were top notch. I'll touch base again in the next 12-18 months, you made it super easy. Great friendly and confident salesperson.