Under AMI Motorcycle Insurance, you need to pay an excess everytime you make a claim. The policy schedule they curate for you will show the amount of excess you need to pay. Once the repair is complete, you need to pay the amount of your excess to the repairer. If your motorcycle has been stolen, they’ll deduct the excess from the amount they pay you.
No. However, you can get your bike covered through the Advanced Contents Insurance. To qualify, you need to have an Advanced Contents Insurance policy first. Although there’s no actual AMI bike insurance policy as of the moment, getting your bike covered gives you the same benefits and more!
Yes. Your spouse, partner, and anyone with a driver’s licence is covered to ride your motorcycle unless they’re excluded in the policy schedule.