Autosure Mechanical Breakdown Insurance
Autosure's MBI guarantees the repair of mechanical and electrical parts of your vehicle at a reasonable price. If a sudden or unexpected breakage happens in our vehicle, you can trust it to get fixed in no time.
Your MBI comes in handy when you have a problem with your car parts. Although it can be compared to an extended warranty, most automobile owners may benefit more from purchasing an MBI because they can get reimbursement if their coverage is cancelled.
Similarly, they can go to their prefered repair shop, costing less than going to the dealership. This coverage is transferable, which should be beneficial if you decide to sell your vehicle.
Get your vehicle insured today. Use glimp to compare MBI plans and find the best one that meets your needs.
Why choose Autosure MBI?
Here are some of the benefits that you get when you purchase MBI for your vehicle:
- Allowances for towing and fee for car hire
- Comprehensive protection for petrol, diesel, hybrid, and electric vehicles
- 7-day or 24-hour AA Roadservice for sudden car breakdown
Autosure Mechanical Breakdown Insurance Products
Smart Cover MBI
This is Autosure’s standard MBI policy that covers repair costs of your car’s mechanical parts. You can also enjoy an electric vehicle package that covers auxiliary engines, inverter, dual charger, and your EV battery replacement.
If your vehicle breaks down more than 100 kilometres from your normal residence and the repair by an authorised repairer takes more than 24 hours, you will be reimbursed for reasonable repatriation costs to your normal residence or another location that's convenient to you, whichever is closer, up to $250 per claim.
If your vehicle breaks down more than 100 kilometres from your normal location and the repair by an accredited repairer takes more than 24 hours, you will be reimbursed for reasonable costs for hotel, rental car hiring, or return home transport, up to $500 per claim.
Extreme Plus MBI
If you need additional coverage for your vehicle, you can opt for this policy that covers the folllowing:
- Ambient lighting
- Automatic opening tailgates and sliding doors
- Convertible roof components, excluding glass, panel, paintwork and trim
- Disability and mobility seats, lifts, ramps and components, excluding panel, paintwork and trim
Door locks, handles and hinges - Electric folding tow bars
- Keys and remotes
- Seating and seating mechanisms (memory adjustments, heating, ventilation, massage)
- Soft-close doors and trunk systems
- Sunroof components, excluding glass, panel, paintwork and trim
- Driver Assistance and Safety
- Adaptive (autonomous) cruise control systems
- Automatic parking systems
- Automatic roll bar components, excluding glass, panel, paintwork and trim
- Blind spot monitoring systems
- Driver drowsiness detection systems
- Emergency braking systems
- Head-up display systems
- Lane departure warning systems
- Mirror components, excluding glass, panel, paintwork and trim
- Radars and dashboard camera
- Rear-view, front, side and 360 degree cameras
- Safety airbag systems, excluding panel, paintwork and trim
- Seat belt systems, excluding panel, paintwork and trim
- Traffic sign recognition systems
- Tyre pressure monitoring systems
- Visual and audible parking systems.
- Entertainment
- Navigation, communication and entertainment systems
- Speakers, Performance
- Automatic spoilers, excluding glass, panel, paintwork and trim
- Height adjustable, adaptive, active and semi-active suspension systems
- Shock absorbers.
FAQ
If you're a direct seller of the insured car, you can transfer your MBI policy to a new owner with the approval of Autosure. The transfer of the policy may be restricted if the vehicle is sold to or through a motor vehicle dealer or trader, or if you've accepted a claim on your policy.
If you're dissatisfied with the coverage in your MBI, you can cancel any time as long as you have a writing notice. You must cancel within 15 days of the commencement of the insurance period, and you should not have filed a claim under your policy before. Otherwise, you won't be refunded.
Many car insurance providers sell this type of auto insurance to encourage owners of used or pre-owned vehicles to safeguard their vehicles regardless of the value or age of their vehicle. You can save money on repairs and other system failures if you get car breakdown insurance.
Getting an MBI can cover repairs for engine parts such as transmission, exhaust, brakes, modifications, and parts for air conditioning, steering, and fuel system, which aren’t usually covered by other car insurance policies.
