Asteron Life Insurance
Tracing all the way back to 1878 as the Royal and Sun Alliance, Asteron Life NZ prides itself on helping Kiwis seize their chances to live their lives to the fullest. They believe that life insurance policies should be geared towards this philosophy — so you can get the most out of today, while doing the things you love with the people that matter most.
Asteron Life Insurance grants you a lump sum of money to help your family financially cope should you pass away or contract a terminal illness. It helps them to cover funeral costs and other remaining financial obligations.
Why choose Asteron Life Insurance in NZ?
Worried about how your family and loved ones will cope if you pass away? Do you have dependents who rely on you financially? Life insurance can help you prepare for these situations. Aside from covering your funeral and other end-of-life costs, any remaining sum can be used to clear debt, pay for child support, and more; it’s a very good investment for the future.
Asteron Life NZ holds a strong A+ financial rating from Standard & Poor’s, indicating its strong capability for paying out claims. It was also a finalist for the 2019 Life Insurance Company of the Year awards while it took home the 2019 Excellence in Workplace Diversity and Inclusion Award so you can be confident in the cover you receive from Asteron.
Types of Asteron Life Insurance Quotes NZ
Asteron Life NZ
The primary benefits of Asteron Life Insurance are:
- Death Benefit - Your relatives and loved ones will receive a lump sum at the time of your passing.
- Terminal Illness Support - This also pays a lump sum if you’ve been diagnosed with a terminal illness with less than 24 months to live. The money can be used for your immediate care and to secure future expenses without tapping from your primary cover.
- Funeral Advancement - Get an advance payment from your Life Cover when the claim is accepted. You can use the sum as advance payment for funeral costs.
- Financial Planning - Asteron can pay professional financial planners to help your family decide the best way to use the sum received.
- Grief Support - Your family can receive professional grief support under your policy to help them with the grieving process.
- Funeral Conversion - You can easily convert your life cover to a premium funeral benefit.
Asteron Life NZ also allows you to add the following optional benefits:
- Kids Cover - Coverage can also include your kids too.
- Asteron will pay your premiums - Asteron can pay for your Life Cover premiums if you’re unable to work for more than 10 hours per week due to an illness or injury.
- Needlestick - This is for medical workers who may contract Hepatitis B, C, and even HIV while on-duty.
Accidental Death Insurance
Under this policy, Asteron Life NZ will pay a lump sum of money if you pass away due to an accident. Most people use this insurance for:
- Paying off debt and mortgage
- Extra income for the family
- Childcare and support if the person who passed away was the primary caregiver
- Funeral expenses
The benefits of accidental death cover include:
- Death benefit - Your family receives a lump sum for your passing.
- Financial Planning - Asteron can cover the costs of financial planners your family may seek in order to determine how to best use the financial assistance.
- Grief Support - Your family is entitled to grief support in order to help cope with the loss under your policy.
Like their life cover, accidental death cover also includes the following add-ons:
- Kids Cover - Coverage can also include your kids too.
- Asteron will pay your premiums - Asteron can pay for your Life Cover premiums if you’re unable to work for more than 10 hours per week due to an illness or injury.
