Yes. However, you need to inform Trade Me and declare this on your certificate of insurance to avoid additional excess of $1,000 when you make a claim for an “unoccupied” house. If your insured house has been left uninhabited for more than 60 consecutive days, it can be declared as “unoccupied.”
No, especially when you’re under a single policy. It’s important to use an individual email address because this will be your user name and give you access to all your policy information. Trade Me requires one email address for every individual because this will be your unique identifier.
This is the gradual deterioration of your house which you may not have been aware of immediately or not have carried out regular maintenance such as rotting of internal water supply tank or leaking of internal water supply pipe.