While you can rely on NZ’s public health system to take care of you during your time of need, having private health insurance can be handy for a multitude of reasons. When it comes to AIA health insurance for instance, you are eligible for:
$500,000 extensive cancer cover from diagnosis, to treatment and recovery
Up to $200,000 for major diagnostic testing and imaging
No annual limit on the amount you can claim for surgery
Overseas treatment
Obstetric care allowance
Waiver of premium
Public hospital cash grant
Mental health support
You can make a claim online! Simply visit their Make a claim page at the official website and you can fill out AIA’s health insurance claim form. You can also call them on 0800 500 108 Monday to Friday from 8am to 6pm.
A waiver of premium benefit will waive your premium payments while your insurance remains in place, should you become unable to work as a result of total disability.
This waiver is for those who are unable to perform at least one important income-producing duty or engage in the occupation they were involved in prior to their disablement date for more than 10 hours per week, and under the regular and personal care of a registered medical practitioner.