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Provider
SBS bank
Link
Plan
NZ ATM
Overseas
NO
Card Type
EFTPOS
Service Fee
FREE
Key Features
Easy everyday use within New Zealand
Fee Exemption
NO
Withdrawal Fee
FREE
Contactless Payment
Yes
Online/Phone Purchase
NO
Daily Transaction Limit
$2,500
Daily Atm Transaction Limit
$2,500
Provider
SBS bank
Link
Plan
Debit mastercard
Overseas
Yes - Fees may apply
Card Type
Mastercard
Service Fee
FREE
Key Features
Tap & Go payments up to $80
Fee Exemption
N/A
Withdrawal Fee
FREE
Contactless Payment
Yes
Online/Phone Purchase
Yes
Daily Transaction Limit
$5,000
Daily Atm Transaction Limit
$1,500
Provider
TSB
Link
Plan
TSB EFTPOS Card
Overseas
Yes - Fees may apply
Card Type
EFTPOS
Service Fee
FREE
Key Features
Get free access to any bank-owned ATM
Fee Exemption
NO
Withdrawal Fee
$5/advance
Contactless Payment
Yes
Online/Phone Purchase
NO
Daily Transaction Limit
$4,000
Daily Atm Transaction Limit
$1,000
Provider
TSB
Link
Plan
Visa Debit mastercard
Overseas
$5/withdraw
Card Type
Mastercard
Service Fee
None
Key Features
Braille and Visa payWave
Fee Exemption
N/A
Withdrawal Fee
$2/over the counter
Contactless Payment
Yes
Online/Phone Purchase
Yes
Daily Transaction Limit
$12,000
Daily Atm Transaction Limit
$2,000
Provider
The cooperative bank
Link
Plan
Everyday EFTPOS Card
Overseas
$6.5/withdraw
Card Type
EFTPOS
Service Fee
FREE
Key Features
Bank on the go with Mobile app
Fee Exemption
NO
Withdrawal Fee
$0.5/transaction
Contactless Payment
Yes
Online/Phone Purchase
NO
Daily Transaction Limit
$4,000
Daily Atm Transaction Limit
$4,000
Provider
The cooperative bank
Link
Plan
Everyday Debit mastercard
Overseas
$6.5/withdraw
Card Type
Mastercard
Service Fee
$10 annual
Key Features
Priceless Specials with offers and discounts
Fee Exemption
Customers under 18 years of age and over 65 years of age
Withdrawal Fee
$0.5/transaction
Contactless Payment
Yes
Online/Phone Purchase
Yes
Daily Transaction Limit
$4,000
Daily Atm Transaction Limit
$4,000
Provider
BNZ
Link
Plan
Everyday EFTPOS Card
Overseas
NO
Card Type
EFTPOS
Service Fee
FREE
Key Features
Apple pay or Google pay
Fee Exemption
NO
Withdrawal Fee
None
Contactless Payment
Yes
Online/Phone Purchase
NO
Daily Transaction Limit
$10,000
Daily Atm Transaction Limit
$2,000
Provider
BNZ
Link
Plan
bnz flexi debit visa
Overseas
Yes - No Fees
Card Type
Visa
Service Fee
No annual card fee
Key Features
Apple pay or Google pay
Fee Exemption
N/A
Withdrawal Fee
None
Contactless Payment
Yes
Online/Phone Purchase
Yes
Daily Transaction Limit
$10,000
Daily Atm Transaction Limit
$2,000
Provider
Kiwibank
Link
Plan
kiwibank visa debit card
Overseas
Yes - Fees may apply
Card Type
Visa
Service Fee
$10 annual
Key Features
Get exclusive offers with Visa Entertainment
Fee Exemption
First year of the first card and for tertiary pack customers
Withdrawal Fee
$6/over the counter
Contactless Payment
Yes
Online/Phone Purchase
Yes
Daily Transaction Limit
$7,500
Daily Atm Transaction Limit
$2,500
Provider
Westpac
Link
Plan
Everyday EFTPOS Card
Overseas
NO
Card Type
EFTPOS
Service Fee
FREE
Key Features
Pay for purchases via EFTPOS
Fee Exemption
NO
Withdrawal Fee
FREE
Contactless Payment
Yes
Online/Phone Purchase
NO
Daily Transaction Limit
$10,000
Daily Atm Transaction Limit
$3000 ($2000 overseas)
Provider
Westpac
Link
Plan
Airpoints Debit mastercard
Overseas
$3/transaction
Card Type
Mastercard
Service Fee
$15 annual
Key Features
Airplane points
Fee Exemption
Customers 19 years and over (fee waived for the first year) and over 65 year of age
Withdrawal Fee
FREE
Contactless Payment
Yes
Online/Phone Purchase
Yes
Daily Transaction Limit
$10,000
Daily Atm Transaction Limit
$3000 ($2000 overseas)
Provider
Westpac
Link
Plan
Debit mastercard
Overseas
$3/transaction
Card Type
Mastercard
Service Fee
$10 annual
Key Features
Apple Pay or Westpac Pay
Fee Exemption
Customers 19 years and over (fee waived for the first year) and over 65 year of age
Withdrawal Fee
FREE
Contactless Payment
Yes
Online/Phone Purchase
Yes
Daily Transaction Limit
$10,000
Daily Atm Transaction Limit
$3000 ($2000 overseas)
Provider
ASB
Link
Plan
asb visa debit card
Overseas
Yes - Fees may apply
Card Type
Visa
Service Fee
0
Key Features
Apple Pay, Google Pay, Fitbit Pay and Garmin Pay
Fee Exemption
With over $200,000 on a unique accnt no. may be exempt from some transaction fees.
Withdrawal Fee
FREE
Contactless Payment
FREE
Online/Phone Purchase
FREE
Daily Transaction Limit
$10,000
Daily Atm Transaction Limit
$2,000
Provider
ANZ
Link
Plan
anz EFTPOS card
Overseas
Yes - No Fees
Card Type
EFTPOS
Service Fee
FREE
Key Features
Pay for purchases via EFTPOS
Fee Exemption
NO
Withdrawal Fee
FREE
Contactless Payment
$80-$200
Online/Phone Purchase
NO
Daily Transaction Limit
$10,000
Daily Atm Transaction Limit
$2000 ($3000 overseas)
Provider
ANZ
Link
Plan
anz visa debit card
Overseas
Yes - No Fees
Card Type
Visa
Service Fee
$10 annual
Key Features
Apple pay or Google pay
Fee Exemption
Withdrawal Fee
FREE
Contactless Payment
< $200
Online/Phone Purchase
Yes - No charge
Daily Transaction Limit
$10,000
Daily Atm Transaction Limit
$2000 ($3000 overseas)
Looking for the best debit card in NZ? With our comparison tool, we’ll provide you with all the important details on the latest debit cards offers. You’ll save both time and money when you compare debit cards here at glimp, and easily find a deal that best suits your needs. Get started and compare the latest offers today!
Glimp’s debit card comparison tool is convenient to use; all you need to do is let us know your desired daily ATM maximum withdrawal and your current account balance. Our online comparison tool will then provide you with all the information you need to know to make an informed decision.
We make it easy for Kiwis to understand each bank offer by comparing all the details on the one page. Our providers have a range of offers to make transactions smooth and convenient for you. We compare debit cards from different NZ banks such as ANZ, ASB, Westpac, and Kiwibank.
Not happy with your current debit card? Looking to compare debit cards from other providers? Say no more - our objective is to ease the comparing and switching process on all offers from NZ’s trusted banks.
If it’s your first time applying for a debit card in NZ, we can help by laying down the best options to get you started. Our debit card online comparison is free, and always available, so you can check the latest offers anytime, anywhere.
Our comparison tool is practical, providing only the essential details that you need to know. We’ve made it simple and easy from the get-go, because we understand the time and effort it takes to apply for a new debit card.
We compare debit cards online by the daily ATM withdrawal limit and the maintaining account balance. ATM machines can generally only dispense up to $2000 for every withdrawal, as they cannot release more than forty notes at a time.
We compare debit cards online by the daily ATM withdrawal limit and the maintaining account balance. ATM machines can generally only dispense up to $2000 for every withdrawal, as they cannot release more than forty notes at a time.
To compare, simply select an option in the “Tell us what you are looking for” section on the debit cards page. It will direct you to our comparison tool where you’ll be prompted to answer a few more questions about your needs. Simply click the options that apply to you, and you’ll then be directed to the best results based on your preferences.
We aspire to make purchasing, machine withdrawal, and online transactions easy and convenient for Kiwis by helping you to find the best debit card.
When you use a debit card, you aren’t borrowing money; the merchant connects directly to your bank and reduces the payment from your account. A debit card also has nearly all the same functions of a credit card, as you can use it to purchase items online, reserve bookings, pay for bills online, and even rent cars. Your bank account is also directly linked to the debit card, so all transactions go through your bank account. Also, unlike a credit card, a debit card allows you to withdraw money through an ATM.
You can apply online or in person; but first, you need to open an account with your selected bank. Some banks may require you to apply in person for verification purposes, however this depends on your bank’s preferences. Requirements are generally the same when submitting an application in person; you’ll need some basic requirements such as a valid driver’s license or passport and your IRD number.
After your application is approved, it takes anywhere from 5 to 10 business days to get your card. If you don’t get your debit card in 5 to 10 business days after your application, best to get in touch with your bank.
Visa debit card: A visa debit card works like cash, but better. They are accepted worldwide, and offer quick, convenient and secure access to your money in person, online, over the phone or overseas. You can also use your Visa debit card to withdraw money from an ATM.
Mastercard debit card: Mastercard and Visa debit cards function nearly the same. Mastercard debit cards are also accepted internationally, with some merchants accommodating only either of the two. A Mastercard debit card is great if you’re a regular traveller, as it has a slightly lower exchange rate.
glimp is a comparison website for utilities such as broadband, power and gas. glimp has helped thousands of New Zealanders find great deals on their utilities since January 2016. The glimp.co.nz comparison and switching service is designed to help you save time and money by finding you the best deals from participating providers, and at the best prices.
glimp strives to ensure the information on its website is accurate and up to date, but it may exclude special offers from providers. The information is not an endorsement or advice. Before choosing a provider, you must satisfy yourself as to its suitability for your situation. Terms apply.