Kiwibank Credit Cards NZ

Kiwibank is a New Zealand bank and subsidiary of New Zealand Post Limited, which means Kiwibank is essentially Government owned. It offers numerous financial services, one of which is its diverse selection of credit card offerings for Kiwibank customers. Kiwibank credit cards are many and varied, ranging from low rate to cashback to platinum and more. Kiwibank also offer airpoints rewards, meaning that you can save on travel whenever you make a purchase with a Kiwibank credit card. Compare NZ credit cards now to see whether Kiwibank is the right New Zealand credit card provider for you!

kiwibank credit card nz

Why Get a Kiwibank Credit Card?

Kiwibank is a well established and respected New Zealand bank with a wide selection of varied and personalised credit cards. The selection that Kiwibank has on offer alone is a huge plus in deciding which provider to bank with, and with Airpoints rewards stacked on top of the solid foundation of service, Kiwibank has etched out a fairly solid place in the New Zealand credit card provider market. Still unsure about what kind of credit card is best for you? Compare providers now with glimp - it’s our job to help you find the best credit deal to suit your needs.

Kiwibank Credit Card Rates

Kiwibank has many different credit cards, each with their different set of attributes and characteristics. The Kiwibank Low Rate Visa comes with an interest rate of 9.45%, the Airpoints Low Fee Visa sits at 16.90%, the Zero Visa at 13.95%, the Air New Zealand Airpoints Standard Visa at 20.95%, the Platinum Visa at 13.95%, and the Air New Zealand Airpoints Platinum Visa at 20.95%. Each rate reflects the different ways in which the cards operate, so take your pick.

Types of Kiwibank Credit Cards NZ - Rewards, Rates, Annual Fees

Kiwibank Low Rate Visa Credit Cards

The Kiwibank Low Rate Visa credit card is an ideal credit card solution for those who are perhaps making their first foray into the world of credit lending - it boasts low interest rates, up to 55 weeks interest free and the potential to earn Air New Zealand Airpoints.

Kiwibank Airpoints Low Fee Visa Credit Cards

The Low Fee Visa credit card is designed for those who don’t want to be paying super exorbitant fees on their credit card, whilst also enjoying a fairly low interest rate. This credit card is a good jack of all trades deal that is versatile enough to suit your needs.

Kiwibank Zero Visa Credit Cards

The Kiwibank Zero credit card is the perfect solution if you’re averse to paying credit card fees altogether. The Zero credit card lives up to its name, meaning you pay a slightly higher interest rate than the Low Rate card but with no card fees whatsoever.

Kiwibank Airpoints Standard Visa Credit Cards

The Airpoints Standard Visa credit card is Kiwibank’s flagship rewards card, meaning that you pay a much higher interest rate on your spending but receive even greater rewards in the process. Earning Airpoints means you save money on travel with Air New Zealand.

Kiwibank Platinum Visa Credit Cards

The Platinum Visa credit card is the way to go if you like reasonable interest rates, higher spending limits and built in travel perks. With this card you can head overseas and rest easy knowing it comes with full coverage travel insurance - perfect for the mobile professional.

Kiwibank Airpoints Platinum Visa Credit Cards

The Airpoints Standard Visa credit card is Kiwibank’s flagship rewards card, meaning that you pay a much higher interest rate on your spending but receive even greater rewards in the process. Earning Airpoints means you save money on travel with Air New Zealand.

Compare Kiwibank Credit Cards Now

Find better credit card rates with Kiwibank.

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Bruce Thornley , 2024-12-10

Jordan was patient, pleasant and took the time to answer all of my questions. She made sure that I understood all the steps and was clear and concise in her replies. Jordan first verified that I was the person paying the bills and ascertained that my husband had already expressed a change to Pulse but wanted to speak with me first. As we are both older, we appreciate that Jordan had taken the time to ensure that we understood the importance of a smart meter as there are two dwellings on this meter.

Selena Hoani , 2024-10-16

Filomena had amazing customer service! She was very polite and respectful. She also was great at listening to my needs and offering solutions with options that had great savings. I would give her 10 stars if that was an option. If I decide to go ahead I would choose to go have her help me again. I have not had the best experience in the past with customer service reps so I would like to thank her for making this experience a good one. Kind Regards, Selena

Charlotte Britton , 2024-07-24

Very clear and concise information. Great price comparison for saving money on our monthly bills! Thanks Issac and Glimp! I can't wait to pass these savings on to my hard working family Adding onto my review as I think this is totally unacceptable to have people call you about switching companies and you agree to change and go through the process with Glimp and then get phone calls from supposed companies BEFORE you even get the email offer from supposed companies.

Nik Ram , 2024-08-29

Awesome to deal and easy to get a hold of. The representative was very friendly and outlined every single detail in an precise and concise manner. Things did not take long at all and I'm very happy with the deal I got.

Mana kitia , 2024-10-16

Thanks Josh. A good savings for me and my family. That’s $30 a month saved and you were patient with me with all my questions. As a suggestion…. Please speak more slowly as I was a bit hard to understand at it E other than that…. Thank you