When you apply for a loan, they’ll ask you a couple of questions, such as your financial profile and the type of loan you want. They will need to clarify your financial situation as well. Once this information has been gathered, they’ll request a copy of your identification and two months worth of current bank statements.
Ultimately, this will depend on whether you opt for a secured or an unsecured loan. Sometimes they’ll advise you to register a security or to get a guarantor, which means that you’ll get a secured loan instead. This depends on your financial information and their lenders.
Yes, and most of their lenders don’t charge extra or have any penalties if you pay off your loan early.