AMEX Credit Cards NZ
AMEX - also known as the American Express Company - were founded in 1850 as an express mail business in New York City. In 2017, AMEX earned the 23rd spot on Forbes’ list of the most valuable brands in the world, with a worth of US$24.5 billion! They comprised 22.9% of US credit card transactions in 2019, so it’s easy to see how AMEX has become one of the leading competitors in the financial industry.
Best known for credit cards and insurance, AMEX credit cards offer deals that are competitive and transparent, guaranteed to suit every Kiwis’ needs. If you’re running a business, AMEX can also offer pricing and financial services, to help make your transactions even more convenient.
If you’re looking for the fastest way to earn Airpoints Dollars and competitive membership rewards, then you’ve come to the right place! AMEX know just how to pamper their Kiwi customers with great benefits and bonuses. See various AMEX credit card offers using our comparison tool and get the best one for your needs today!
Why get an AMEX credit card?
AMEX credit cards give you the right perks and at the right time. It can become your gateway to premium services, giving you access to airport lounges, greater membership rewards, and other fantastic perks. With a range of different credit cards on offer, you’ll easily be able to find one that suits your lifestyle.
Complimentary smartphone screen insurance
AMEX will cover $500 towards the cost of two screen repairs a year when you purchase your smartphone outright through one of their partner stores. Their partner stores include Samsung and the Warehouse, among others, or you can pay with a monthly contract with Spark, Vodafone, or other affiliated providers.
Add on additional cards
When you have an existing American Express® Card, you can add on another card - that’s closest to the one you currently have - and share the benefits with your friends and family! Any points that you earn on the additional card will be credited to your primary account. This is a great way of sharing the convenience of cashless buying to your loved ones, as additional card members can be as young as 16 years old.
Great membership rewards
Using your points, you can redeem various rewards such as entertainment and travel agency gift cards from Air New Zealand, to Singapore Airlines, Harvey Norman Online, Ticketmaster, and many more. You can also use your points to pay for online transactions, and get access to exclusive members-only discounts, offers, and invites too. When it comes to rewarding their Kiwi customers, AMEX make sure to give their very best back.
Types of AMEX Credit Cards NZ - Rewards, Rates, Annual Fees
Airpoints™
This type of card helps you earn Airpoints Dollars fast! Every Airpoint Dollar you earn amounts to $1NZD. You can earn NZ Airpoints Dollars when you buy groceries, fuel, and other everyday purchases. You can even use your Airpoints Dollars on flights, rental cars, holidays, and more.
Rewards
An AMEX rewards card lets you earn membership rewards by paying bills, buying groceries, and with other everyday purchases. When you use your rewards credit card regularly, you can accumulate enough points to redeem exclusive member-only offers on travel, entertainment, gift cards, and more.
Platinum
With a platinum card, you can get access to premium benefits and services including exclusive hotel deals and a spectrum of other privileges. You’ll also become eligible for airport lounge access and services in more than 1,200 airport lounges across 130 countries, so you can wait for your flights in style.
No annual fee
Although AMEX’s fastest earning Airpoints™ Dollars credit card doesn’t have any annual fees, you still get to enjoy a range of benefits. In fact, you can earn 1 Airpoints™ Dollars for every $100 that you spend using your card, and redeem your benefits in over 1,300 Air New Zealand destinations. The sky's the limit when it comes to the Airpoints that you earn with this card, as long as your account remains active with a good rating.
AMEX credit card FAQ
Criteria for eligibility for an AMEX credit card includes: you must be at least 18 years of age, have a NZ citizenship or permanent residency, meets the minimum income requirements on your chosen card, and have a good credit history.
Your membership rewards don’t expire, as long as your accounts are active, you have a good credit standing and you’re enrolled in the Membership Rewards programme. They can, however, be forfeited and can’t be reinstated once you cancel your membership.
Your credit limit will depend on the card that you chose and your financial situation. AMEX’s Platinum credit cards have the highest limit of $50,000, while other AMEX cards have a limit of $25,000. You can request to increase your credit limit by filling out a ‘Credit Limit Increase Form’. Approval will ultimately depend on your capacity to pay, and will occur after AMEX have assessed your financial circumstances.
